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The results of this study indicate that the provision of capital carried out by Bank Wakaf Mikro has been effective in increasing the profits of the business of Bank Wakaf Mikro customers so that the welfare of the customers also increases thanks to the financial assistance provided.
Therefore, this study contributes to providing a business paper with the aim of identifying and explaining the innovation and collaboration strategies of Islamic micro waqf banks and Indonesian micro, small and medium enterprises in the digital era.