Riba Dalam Ekonomi Islam Pdf. Allah has given the guidance in the form of Islam for Muslim to take and lead all the aspects of life including the economic activity. The goal is to achieve falah in kaffah by not doing some economic activities that are in violation as prescribed by Islam. Riba is an additional retrieval, either in a sale and purchase transaction or lending in a false or contrary to the principle of muamalah in Islam. Prohibition of riba is obtained from various sources by the Qur'an and Hadith Rasulullah SAW, so the scholars firmly and clearly defined the prohibition of riba because there are exploitative elements that can harm the others. So, this study is aimed to identif yIslamic economic system and the prohibition of riba in historical perspective. From the results of this study is expected to be a good reference for the reader to understand the Islamic economic system and riba in the future.
Saran sitasi: Budiantoro, R., Sasmita, R., & Widiastuti, T. (2018). Sistem Ekonomi (Islam) dan Pelarangan Riba dalam Perspektif Historis.
Jurnal Ilmiah Ekonomi Islam, 4(01), 1-13. doi: http://dx.doi.org/10.29040/jiei.v4i1.138.
In technical term, the usury is often defined as the taking of capital interest in wrong way. This concept of usury has been practicing since the Romeage, Greek, Jahiliiyah and even after coming of Islam, the taking of money interest is still done by people.
The resistance of usury practice is so hard, for its negative effects to the society, moral spiritual, social life and economic field. In Islamic perspective, the usury is will make the unstable and broken of economic system, so it must be prohibited. The Islamic economy offers and suggests to the human being to do the real and productive effort through the infestation and leaving the usury.
Riba is an economic activity that is prohibited by the Qur’an. On the other hand, bank interest that become one pillar of the existence of financial institutions is rated synonymous with usury. Financial institutions have become a pillar of economic growth.
First, the prohibition of riba in the Qur’an have preceded other forms of restrictions are more morally intolerable that broadly impacts a major disadvantage in the community. On the other side of the Qur’an strongly encourages the public Makkah to help the poor and orphans around him. Second, the prohibition of riba in the Qur’an has relevance to the real sector of the economy.
Therefore, the economy based on usury will naturally ignore the underlying transaction which is the basis of the real sector. As a result of the investors (capitalists) certainly fortunate while the money manager/entrepreneur is still no clarity, so that the position is unbalanced, unjust.
